{"id":15138,"date":"2026-06-14T10:16:49","date_gmt":"2026-06-14T08:16:49","guid":{"rendered":"https:\/\/sa.zain.com\/about\/terms-and-conditions\/"},"modified":"2026-06-16T10:30:21","modified_gmt":"2026-06-16T08:30:21","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/sa.zain.com\/about\/ar\/terms-and-conditions\/","title":{"rendered":"\u0634\u0631\u0648\u0637 \u0627\u0644\u062e\u062f\u0645\u0629"},"content":{"rendered":"\t\t
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        \n \t
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      • \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0645\u0627\u0644\u064a\u0629: \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u0642\u062f\u0645\u0647\u0627 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0639\u0646\u062f \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0622\u0644\u064a \u0645\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0623\u0648 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u0645\u062a\u0648\u0641\u0631\u0629 \u0641\u064a \u0627\u0644\u0645\u0648\u0642\u0639 (\u0645\u062b\u0644: \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629\u060c \u062a\u0641\u0627\u0635\u064a\u0644 \u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u0628\u0646\u0643\u064a) \u0648 \u0630\u0644\u0643 \u0628\u063a\u0631\u0636 \u0627\u0644\u062a\u0623\u0643\u062f \u0648 \u062a\u0646\u0641\u064a\u0630 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0622\u0644\u064a \u0645\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0623\u0648 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a\u061b<\/li>\n \t
      • \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0634\u0628\u0643\u0629 \u0648 \u0627\u0644\u062c\u0647\u0627\u0632: \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062d\u0635\u0644 \u0639\u0644\u064a\u0647\u0627 \u0632\u064a\u0646 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0643 \u0644\u0644\u0645\u0648\u0642\u0639 (\u0645\u062b\u0644: \u0639\u0646\u0648\u0627\u0646 \u0628\u0631\u0648\u062a\u0648\u0643\u0648\u0644 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a\u060c \u0646\u0648\u0639 \u0627\u0644\u062c\u0647\u0627\u0632 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0644\u0644\u062f\u062e\u0648\u0644 \u0644\u0644\u0645\u0648\u0642\u0639\u060c \u0646\u0638\u0627\u0645 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u060c \u0646\u0648\u0639 \u0627\u0644\u0645\u062a\u0635\u0641\u062d\u060c \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0634\u0628\u0643\u0629\u060c \u0645\u0646\u0627\u0631\u0627\u062a \u0627\u0644\u0648\u064a\u0628 \u0648 \u0639\u0627\u0644\u0645\u0627\u062a \u0627\u0644\u0628\u0643\u0633\u0644\u060c \u0627\u0644\u0643\u0648\u0643\u064a\u0632\u060c \u0648 \u062a\u0641\u0627\u0635\u064a\u0644 \u0645\u062a\u0649 \u0648 \u0623\u064a\u0646 \u062a\u0645 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0648\u0642\u0639\u060c \u0627\u0644\u062e)\u061b<\/li>\n<\/ul>\n\u0642\u062f \u062a\u0633\u062a\u062e\u062f\u0645 \u0632\u064a\u0646 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0641\u064a\u0645\u0627 \u064a\u0644\u064a:\n
          \n \t
        • \u0644\u062a\u0646\u0641\u064a\u0630 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0622\u0644\u064a \u0645\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0623\u0648 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a\u060c \u0644\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0647\u0648\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u060c \u0644\u0625\u0631\u0633\u0627\u0644 \u0639\u0631\u0648\u0636 \u0628\u0623\u062d\u062f\u062b \u0645\u0646\u062a\u062c\u0627\u062a \u0648 \u062e\u062f\u0645\u0627\u062a \u0632\u064a\u0646 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629\u061b<\/li>\n \t
        • \u0644\u0623\u063a\u0631\u0627\u0636 \u062f\u0627\u062e\u0644\u064a\u0629\u060c \u0627\u0644\u062a\u062f\u0642\u064a\u0642\u060c \u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c \u0648 \u0627\u0644\u0628\u062d\u062b \u0644\u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0648\u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0648\u0627\u0644\u0645\u062d\u062a\u0648\u0649 \u0648\u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0645\u0639 \u0627\u0644\u0639\u0645\u0644\u0627\u0621\u061b<\/li>\n \t
        • \u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u0625\u0641\u0634\u0627\u0621 \u0648\u0627\u0644\u0625\u0639\u0644\u0627\u0645.<\/li>\n<\/ul>\n

          \u0633\u0631\u064a\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a<\/h3>\n\u062a\u062a\u0639\u0647\u062f \u0632\u064a\u0646 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0628\u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0637\u0627\u062a \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0648\u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0627\u0644\u0645\u0639\u0642\u0648\u0644\u0629 \u0644\u0645\u0646\u0639 \u0641\u0642\u062f\u0627\u0646\u060c \u0625\u0633\u0627\u0621\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u0648 \u062a\u062d\u0631\u064a\u0641 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u062d\u0641\u0638 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0645 \u062c\u0645\u0639\u0647\u0627 \u0641\u064a \u062e\u0648\u0627\u062f\u0645 \u0622\u0645\u0646\u0629.\n

          \u0627\u0644\u0625\u0641\u0635\u0627\u062d \u0639\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a<\/h3>\n\u062a\u0644\u062a\u0632\u0645 \u0632\u064a\u0646 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0628\u0640:\n
            \n \t
          • \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u062e\u0635\u0648\u0635\u064a\u0629 \u0648\u0633\u0631\u064a\u0629 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u062a\u0645 \u062c\u0645\u0639\u0647\u0627 \u0641\u064a \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0648\u0642\u0627\u062a. \u0648\u0644\u0646 \u064a\u062a\u0645 \u0627\u0644\u0625\u0641\u0635\u0627\u062d \u0639\u0646 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0625\u0644\u0627 \u0648\u0641\u0642 \u0645\u0627 \u062a\u0642\u062a\u0636\u064a\u0647 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0648\u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627 \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629\u060c \u0623\u0648 \u0639\u0646\u062f\u0645\u0627 \u062a\u0639\u062a\u0628\u0631 \u0632\u064a\u0646 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0623\u0646 \u0647\u0630\u0627 \u0627\u0644\u0625\u0641\u0635\u0627\u062d \u0636\u0631\u0648\u0631\u064a \u0623\u0648 \u0645\u0631\u063a\u0648\u0628 \u0641\u064a\u0647 \u0644\u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0648\u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0623\u0648 \u0627\u0644\u062f\u0639\u0645 \u0627\u0644\u062a\u0642\u0646\u064a\u061b<\/li>\n \t
          • \u0639\u062f\u0645 \u0628\u064a\u0639\u060c \u0645\u0634\u0627\u0631\u0643\u0629\u060c \u0645\u062a\u0627\u062c\u0631\u0629\u060c \u062a\u0623\u062c\u064a\u0631\u060c \u0625\u0641\u0634\u0627\u0621 \u0623\u064a \u0645\u0639\u0644\u0648\u0645\u0629 \u0625\u0644\u0649 \u0623\u064a \u0637\u0631\u0641 \u062b\u0627\u0644\u062b \u062e\u0627\u0631\u062c \u0632\u064a\u0646 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0623\u0648 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0627\u0628\u0639\u0629 \u0644\u0647\u0627\u060c \u0628\u062f\u0648\u0646 \u0625\u0630\u0646 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0645\u0627\u0644\u0645 \u064a\u062a\u0645 \u0630\u0644\u0643 \u0644\u0623\u063a\u0631\u0627\u0636 \u062a\u062d\u0644\u064a\u0644\u064a\u0629.<\/li>\n<\/ul>\n

            \u0631\u0627\u0628\u0637 \u0625\u0644\u0649 \u0645\u0648\u0627\u0642\u0639 \u0623\u062e\u0631\u0649<\/h3>\n\u0642\u062f \u064a\u062d\u062a\u0648\u064a \u0627\u0644\u0645\u0648\u0642\u0639 \u0639\u0644\u0649 \u0631\u0648\u0627\u0628\u0637 \u0625\u0644\u0649 \u0645\u0648\u0627\u0642\u0639 \u0623\u062e\u0631\u0649 \u0623\u0648 \u0645\u0648\u0627\u062f \u062e\u0627\u0631\u062c \u0639\u0646 \u0633\u064a\u0637\u0631\u0629 \u0632\u064a\u0646 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629. \u0625\u0646 \u0632\u064a\u0646 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0644\u064a\u0633\u062a \u0645\u0633\u0624\u0648\u0644\u0629 \u0639\u0646 \u0647\u0630\u0647 \u0627\u0644\u0645\u0648\u0627\u0642\u0639 \u0623\u0648 \u0627\u0644\u0645\u0648\u0627\u062f\u060c \u0643\u0645\u0627 \u0623\u0646\u0647\u0627 \u0644\u0627 \u062a\u0631\u0627\u062c\u0639 \u0623\u0648 \u062a\u0624\u064a\u062f \u0647\u0630\u0647 \u0627\u0644\u0645\u0648\u0627\u0642\u0639 \u0623\u0648 \u0627\u0644\u0645\u0648\u0627\u062f. \u0625\u0646 \u0632\u064a\u0646 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0644\u064a\u0633\u062a \u0645\u0633\u0624\u0648\u0644\u0629\u060c \u0628\u0634\u0643\u0644 \u0645\u0628\u0627\u0634\u0631 \u0623\u0648 \u063a\u064a\u0631 \u0645\u0628\u0627\u0634\u0631\u060c \u0639\u0646 \u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0623\u0648 \u0627\u0644\u0645\u062d\u062a\u0648\u0649 \u0644\u0647\u0630\u0647 \u0627\u0644\u0645\u0648\u0627\u0642\u0639\u060c \u0623\u0648 \u0639\u0646 \u0623\u064a \u0636\u0631\u0631 \u0623\u0648 \u0641\u0642\u062f\u0627\u0646 \u062a\u0633\u0628\u0628 \u0641\u064a\u0647 \u0623\u0648 \u0642\u062f \u064a\u0643\u0648\u0646 \u0627\u0644\u0633\u0628\u0628 \u0641\u064a\u0647 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u0648 \u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0625\u0639\u0644\u0627\u0646\u060c \u0645\u062d\u062a\u0648\u0649\u060c \u0645\u0646\u062a\u062c\u0627\u062a\u060c \u0645\u0648\u0627\u062f\u060c \u0623\u0648 \u062e\u062f\u0645\u0627\u062a \u062a\u0642\u062f\u0645\u0647\u0627 \u0647\u0630\u0647 \u0627\u0644\u0645\u0648\u0627\u0642\u0639.\n

            \u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0622\u0645\u0646<\/h3>\n
              \n \t
            1. \u0625\u0646 \u062d\u0642\u0648\u0642 \u0627\u0644\u0637\u0628\u0639 \u0648\u0627\u0644\u0646\u0634\u0631 \u0648\u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0627\u0644\u0645\u0648\u0627\u062f \u0627\u0644\u0645\u062a\u0648\u0641\u0631\u0629 \u0648\u0627\u0644\u0645\u0648\u062c\u0648\u062f\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0623\u0648 \u0627\u0644\u062a\u0637\u0628\u064a\u0642 \u0647\u064a \u0623\u0635\u0648\u0644 \u062a\u0639\u0648\u062f \u0645\u0644\u0643\u064a\u062a\u0647\u0627 \u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0627\u0644\u0645\u062a\u0646\u0642\u0644\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629\u00a0(\u0632\u064a\u0646 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629)\u00a0<\/strong>\u0648\u064a\u0645\u0646\u0639 \u0646\u0633\u062e\u0647\u0627 \u0623\u0648 \u0625\u0639\u0627\u062f\u0629 \u0646\u0634\u0631\u0647\u0627 \u0623\u0648 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u0628\u0637\u0631\u064a\u0642\u0629 \u062a\u062e\u0627\u0644\u0641 \u0627\u0644\u0647\u062f\u0641 \u0627\u0644\u0645\u0642\u0635\u0648\u062f \u0645\u0646 \u0646\u0634\u0631\u0647\u0627\u060c \u0643\u0645\u0627 \u064a\u062d\u0638\u0631 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u0644\u062a\u062d\u0642\u064a\u0642 \u0623\u0647\u062f\u0627\u0641 \u0648\u0645\u0635\u0627\u0644\u062d \u0634\u062e\u0635\u064a\u0629 \u062f\u0648\u0646 \u0623\u062e\u0630 \u0627\u0644\u0625\u0630\u0646 \u0639\u0628\u0631 \u0645\u0648\u0627\u0641\u0642\u0629 \u062e\u0637\u064a\u0629.<\/li>\n \t
            2. \u00a0\u064a\u0648\u0627\u0641\u0642 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0639\u0644\u0649 \u0639\u062f\u0645 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0623\u0648 \u062a\u0634\u062c\u064a\u0639\u0647\u0627 \u0623\u0648 \u0627\u0644\u062a\u0631\u0648\u064a\u062c \u0644\u0647\u0627 \u0623\u0648 \u062a\u0633\u0647\u064a\u0644\u0647\u0627 \u0623\u0648 \u0625\u0631\u0634\u0627\u062f \u0627\u0644\u0622\u062e\u0631\u064a\u0646 \u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u0639\u0644\u0649 \u0627\u0644\u0646\u062d\u0648 \u0627\u0644\u062a\u0627\u0644\u064a:\n
                \n \t
              • \u0644\u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u0641\u064a \u0623\u0648 \u062a\u0631\u0648\u064a\u062c \u0623\u0648 \u062a\u0634\u062c\u064a\u0639 \u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u062a\u064a \u062a\u0646\u062a\u0647\u0643 \u0623\u064a \u0642\u0627\u0646\u0648\u0646 \u0623\u0648 \u0644\u0627\u0626\u062d\u0629 \u0623\u0648 \u0623\u0645\u0631 \u062d\u0643\u0648\u0645\u064a \u0623\u0648 \u0645\u0631\u0633\u0648\u0645 \u0645\u0644\u0643\u064a\u060c \u0623\u0648 \u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0623\u0648 \u0633\u064a\u0627\u0633\u0627\u062a \u0632\u064a\u0646 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0627\u0644\u0645\u0646\u0634\u0648\u0631\u0629.<\/li>\n \t
              • \u0644\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0623\u0648 \u0627\u0644\u062a\u062d\u0642\u064a\u0642 \u0641\u064a \u0623\u064a \u062e\u062f\u0645\u0629 \u0623\u0648 \u0646\u0638\u0627\u0645 \u062f\u0648\u0646 \u0625\u0630\u0646\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643\u060c \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u0644\u0627 \u0627\u0644\u062d\u0635\u0631\u060c \u0627\u0644\u0627\u0646\u062a\u0647\u0627\u0643\u0627\u062a \u0623\u0648 \u0641\u062d\u0635 \u0627\u0644\u062b\u063a\u0631\u0627\u062a \u0627\u0644\u0623\u0645\u0646\u064a\u0629 \u0623\u0648 \u0627\u062e\u062a\u0628\u0627\u0631 \u0627\u0644\u0627\u062e\u062a\u0631\u0627\u0642.<\/li>\n \t
              • \u0644\u0644\u062a\u0639\u0637\u064a\u0644 \u0623\u0648 \u0627\u0644\u062a\u062f\u062e\u0644 \u0641\u064a \u0623\u0648 \u0627\u0644\u062a\u062d\u0627\u064a\u0644 \u0639\u0644\u0649 \u0623\u064a \u062c\u0627\u0646\u0628 \u0645\u0646 \u062c\u0648\u0627\u0646\u0628 \u0627\u0644\u062e\u062f\u0645\u0629\u061b \u0623\u0648 \u0644\u062e\u0631\u0642 \u0623\u064a \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0623\u0645\u0646\u064a\u0629 \u0623\u0648 \u0645\u0635\u0627\u062f\u0642\u0629 \u064a\u0633\u062a\u062e\u062f\u0645\u0647\u0627 \u0627\u0644\u0646\u0638\u0627\u0645 \u0623\u0648 \u0627\u0644\u062e\u062f\u0645\u0629.<\/li>\n \t
              • \u0623\u064a \u0633\u0631\u0642\u0629 \u0644\u0644\u0645\u0648\u0627\u0631\u062f\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062d\u0633\u0627\u0633\u0629.<\/li>\n \t
              • \u0631\u0641\u0639 \u0623\u0648 \u062a\u0646\u0632\u064a\u0644 \u0645\u0644\u0641\u0627\u062a \u062a\u062d\u062a\u0648\u064a \u0639\u0644\u0649 \u0628\u0631\u0627\u0645\u062c \u0623\u0648 \u0645\u0648\u0627\u062f \u0623\u0648 \u0628\u064a\u0627\u0646\u0627\u062a \u0623\u0648 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0623\u062e\u0631\u0649 \u063a\u064a\u0631 \u0645\u0645\u0644\u0648\u0643\u0629 \u0623\u0648 \u063a\u064a\u0631 \u0645\u0631\u062e\u0635\u0629.<\/li>\n \t
              • \u0631\u0641\u0639 \u0623\u0648 \u062a\u0646\u0632\u064a\u0644 \u0645\u0644\u0641\u0627\u062a \u062a\u062d\u062a\u0648\u064a \u0639\u0644\u0649 \u0641\u064a\u0631\u0648\u0633\u0627\u062a \u0623\u0648 \u0628\u064a\u0627\u0646\u0627\u062a \u062a\u0627\u0644\u0641\u0629 \u0623\u0648 \u0623\u064a \u0628\u0631\u0627\u0645\u062c \u0636\u0627\u0631\u0629\u060c \u0623\u0648 \u0627\u0644\u0642\u064a\u0627\u0645 \u0628\u0623\u064a \u0634\u064a\u0621 \u0642\u062f \u064a\u0624\u062b\u0631 \u0639\u0644\u0649 \u0633\u0644\u0627\u0645\u0629 \u0623\u0648 \u0645\u0648\u062b\u0648\u0642\u064a\u0629 \u0627\u0644\u0645\u0648\u0642\u0639 \u0623\u0648 \u0627\u0644\u062a\u0637\u0628\u064a\u0642 \u0623\u0648 \u0627\u0633\u062a\u0645\u0631\u0627\u0631\u064a\u0629 \u062a\u0648\u0641\u0631 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a.<\/li>\n \t
              • \u0646\u0634\u0631 \u0623\u0648 \u0625\u0639\u0644\u0627\u0646 \u0623\u0648 \u062a\u0648\u0632\u064a\u0639 \u0623\u0648 \u062a\u062f\u0627\u0648\u0644 \u0645\u0648\u0627\u062f \u0623\u0648 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u062a\u062d\u062a\u0648\u064a \u0639\u0644\u0649 \u062a\u0634\u0647\u064a\u0631 \u0623\u0648 \u0627\u0646\u062a\u0647\u0627\u0643 \u0644\u0644\u0634\u0631\u064a\u0639\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0623\u0648 \u0627\u0644\u062a\u0639\u0627\u0644\u064a\u0645 \u0623\u0648 \u0627\u0644\u0622\u062f\u0627\u0628 \u0627\u0644\u0639\u0627\u0645\u0629 \u0623\u0648 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u063a\u064a\u0631 \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062e\u062f\u0645\u0627\u062a \u0632\u064a\u0646 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629.<\/li>\n \t
              • \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u064a \u0637\u0631\u064a\u0642\u0629 \u0623\u0648 \u0628\u0631\u0646\u0627\u0645\u062c \u0623\u0648 \u0625\u062c\u0631\u0627\u0621 \u0644\u0644\u062a\u062f\u062e\u0644 \u0623\u0648 \u0645\u062d\u0627\u0648\u0644\u0629 \u0627\u0644\u062a\u062f\u062e\u0644 \u0641\u064a \u0627\u0644\u062a\u0634\u063a\u064a\u0644 \u0627\u0644\u0633\u0644\u064a\u0645 \u0644\u0645\u0648\u0642\u0639 \u0623\u0648 \u062a\u0637\u0628\u064a\u0642 \u0632\u064a\u0646 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629.<\/li>\n \t
              • \u062a\u062e\u0627\u0630 \u0623\u064a \u0625\u062c\u0631\u0627\u0621 \u064a\u0641\u0631\u0636 \u062d\u0645\u0644\u064b\u0627 \u063a\u064a\u0631 \u0645\u0639\u0642\u0648\u0644 \u0623\u0648 \u0643\u0628\u064a\u0631 \u0623\u0648 \u063a\u064a\u0631 \u0645\u0646\u0627\u0633\u0628 \u0639\u0644\u0649 \u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0644\u0645\u0648\u0642\u0639 \u0623\u0648 \u062a\u0637\u0628\u064a\u0642 \u0632\u064a\u0646 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629.<\/li>\n \t
              • \u0643\u0644 \u0645\u0627 \u064a\u0639\u062a\u0628\u0631 \u0627\u0646\u062a\u0647\u0627\u0643\u064b\u0627 \u0644\u0646\u0638\u0627\u0645 \u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0623\u0648 \u0623\u064a \u0646\u0638\u0627\u0645 \u0622\u062e\u0631 \u0630\u064a \u0635\u0644\u0629 \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629.<\/li>\n<\/ul>\n<\/li>\n \t
              • \u0633\u064a\u062a\u0645 \u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0641\u064a \u062d\u0627\u0644 \u0648\u062c\u0648\u062f \u0639\u0645\u0644 \u063a\u064a\u0631 \u0642\u0627\u0646\u0648\u0646\u064a \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647 (\u0646\u0638\u0627\u0645 \u0645\u0643\u0627\u0641\u062d\u0629 \u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629) \u0623\u0648 \u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0623\u0648 \u0627\u0644\u0623\u0648\u0627\u0645\u0631 \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0630\u0627\u062a \u0627\u0644\u0635\u0644\u0629.<\/li>\n \t
              • \u064a\u062a\u0648\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0648\u0642\u0639 \u0623\u0648 \u0627\u0644\u062a\u0637\u0628\u064a\u0642 \u0639\u0644\u0649 \u0627\u0644\u0646\u062d\u0648 \u0627\u0644\u0645\u0646\u0634\u0648\u062f \u0645\u0646\u0647.<\/li>\n<\/ol>\n

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                \u0634\u0631\u0643\u0629 \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0627\u0644\u0645\u062a\u0646\u0642\u0644\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 (\u0632\u064a\u0646 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629) \u0634\u0631\u0648\u0637 \u0648\u0623\u062d\u0643\u0627\u0645 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0648\u0642\u0639 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u062a\u062d\u0643\u0645 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0643 \u0644\u0647\u0630\u0627 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a. \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0643 \u0644\u0647\u0630\u0627 […]<\/p>\n","protected":false},"author":2,"featured_media":15296,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-15138","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"\n\u0634\u0631\u0648\u0637 \u0627\u0644\u062e\u062f\u0645\u0629 - 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